Jackson Launches 100 Homes Program to Provide New Housing for Residents
100 new homes will be taking shape on vacant lots across the City of Jackson in the coming years,
providing affordable housing for residents and rebuilding neighborhoods. The 100 Homes Program is now launching from the City of Jackson Community Development Department after seven months of planning. The program intends to construct 100 single-family houses on vacant lots for qualifying home-buyers, along with providing down-payment assistance.
Seeing a need for more single-family housing in Jackson, the City Council allocated $2.5 million in American Rescue Plan funds to the newly created 100 Homes Program in March 2023. The initiative is using vacant City-owned residential lots for the new home construction. There are three plans buyers can choose from, which are a mix of one and two story houses, with up to three bedrooms and one and a half baths. All home prices will be capped at $175,000 to make them affordable for residents. There are income requirements to qualify for the program. The homes will be built in established neighborhoods all over the City of Jackson, bringing residents closer to essential services like businesses, education, parks and health care.
The City of Jackson is offering $25,000 in down payment assistance. Some buyers may also obtain an additional $10,000 in down payment assistance from the Michigan State Housing Development Authority (MSHDA). The 100 Homes section of the City website, cityofjackson.org, guides participants
through the application process. Prospective buyers will work with a mortgage lender of their choice to buy the property. After a participant is pre-approved for a mortgage, construction will begin. Home selection and location will be determined in collaboration with builders and buyers. City Grant Coordinator Cory Mays is leading the 100 Homes Program. Mays says the program is already attracting lots of interest. “We’ve seen around 90 potential buyers apply through the soft opening of this program, so it’s encouraging to see people excited to take advantage of this groundbreaking housing effort,” Mays said.
City Manager Jonathan Greene thanks City officials and staff for launching this monumental program. “It’s important for the City to be a leader in the community for providing affordable housing for our residents,” Greene said. “Using American Rescue Plan funds, this program shows that we’re using our available resources to improve the community. The 100 Homes Program will further strengthen our neighborhoods by filling in empty spaces and bring new residents to Jackson.”
Construction on the 100 Homes is expected to start in late 2023 and take place through 2026. Housing efforts from the City are furthering a housing boom in Jackson. So far in 2023, private developers have bought 12 vacant lots for new home construction. Half of those lots are seeing new home construction, with several already completed and occupied with new residents.